Do you ever picture what you'll look like or what your life will be like in retirement? If not, you might want to start now. Visualizing your future self, research suggests, is one way to prevent under-saving.
The MintLife blog cites a new study published in the Journal of Marketing Research that showed that a reason many people fail to save enough for retirement is because they can't picture or relate to the people they'll be 30 years from now, so instead they spend their money now. However, study participants who were shown drawings of what they might look like as older people contributed twice as much to their retirement accounts as those who saw drawings of themselves in the present.
Just spending a few minutes visualizing your life in the future (and perhaps what you will look like) might help you identify and reach your retirement goals. A very worthwhile exercise, indeed.
Photo by diahz90.
The Secret to Saving More: Picture Gray Hair? | MintLife
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